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The Credit RecordAn independent record of credit repair and debt settlement companies

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Editorial policy

Most sites in this category disclose their funding model in small italic text near the top and move on. We'd rather give it a page.

How we're funded, right now

As of this writing, this site has no paid placements, no affiliate links, and no advertiser relationships of any kind. Nothing on this site earns us money yet. That's not a permanent promise — a site needs a sustainable model to keep operating and keep researching — but it means every finding published so far was reached with zero financial relationship to any company being evaluated.

What we would disclose, if that changes

If we ever introduce a revenue channel, our commitment is:

Why this page exists

Our own research into this industry's existing comparison sites found a real, third-party-adjudicated example of the gap this page is meant to close: the National Advertising Division reviewed one major aggregator's "independent ranking" marketing claim and found it wasn't supported — its own scoring algorithm favored companies with a paid partnership, despite the site's public claim of impartiality. We'd rather over-disclose now than end up as a similar example later.

Corrections

If we get a fact wrong, we correct it and say so plainly on the page it appeared on, with the date and what changed — not a silent edit. See About for how to reach us if you've spotted something.

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