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The Register

Real companies, checked against our published standard. Findings are reported in aggregate — we never publish a named company's failing verdict here. See why below.

Companies assessed: 18

Companies listed (passing): 7

Paid placements: 0, by policy

Where we are right now: we've assessed 18 companies (9 credit repair, 9 debt settlement) against the standard above; 9 passed every point, 7 of which are named below (see note). We'll keep assessing more companies and re-checking these on schedule.

Considering a company not listed here?

Tell us which one — real requests are how we decide what to check next. If we assess it, you'll get one email either way: a pass gets you a direct link, a fail just tells you it didn't pass, never which point or why (same policy as the rest of this page).

Companies that pass, by name

These are the companies from our Register that have passed every point on our published standard, as of the date shown. We link directly to each company's own site — plain outbound links, no tracking, no commission (see our editorial policy for what that means and what would change if it ever does). This list isn't ranked by preference; it's alphabetical within category.

Credit repair

CreditFirm.netPassed every point as of 13 September 2026.Credit SaintPassed every point as of 13 September 2026.Sky Blue CreditPassed every point as of 13 September 2026.The Credit PeoplePassed every point as of 13 September 2026.The Credit ProsPassed every point as of 13 September 2026.

Debt settlement

Century Support ServicesPassed every point as of 13 September 2026.Pacific Debt ReliefPassed every point as of 13 September 2026.

Two additional companies from this round passed every check we could independently confirm, but each has at least one point resting on wording we haven't yet verified directly against the company's own contract — we're holding them off this list until that's resolved, rather than list them and hope it holds up. They're still counted in "companies assessed" above.

Why a failing company is never named

When a company fails our standard, we report that in aggregate — "X of Y companies checked this month passed" — rather than naming the specific company. That's a deliberate policy, not a legal hedge: our failing verdict is our own conclusion against a standard we wrote, and we'd rather be conservative about what we assert publicly about a specific business. A passing verdict is different — we're naming a company for meeting objective, checkable requirements, not accusing it of anything.

There is one planned exception to the failing-side anonymity rule, built the same way it was on our sister site: a separate, explicitly-approved page indexing already-public enforcement actions — an FTC consent order, a state AG judgment, a criminal conviction — under the company's or individual's own name, exactly as the regulator or court already published it. That's reporting a public record, not our own verdict, and it hasn't been built yet either.

See our editorial policy for how we're funded and what would have to be disclosed if that ever changes.